Defining the At-Fault Party in a Car Accident

If you are involved in a collision in Ontario, it is important to understand what "at-fault" means. This term refers to the party that is responsible for the collision. If you are determined to be at fault, you will likely have to pay for any damages that were caused as a result of the accident. You may also face criminal charges. If you are injured in a car accident, it is important to speak with a personal injury lawyer right away.

Who's deemed at fault for a car accident?

 In Ontario, the driver who is found to have caused the collision is typically deemed at fault. This includes if you were driving recklessly, speeding, or if you failed to yield the right of way. If you are involved in an accident with a commercial vehicle, such as a bus or taxi, the company that owns the vehicle may also be held liable.

What are the consequences of being at fault?

 If you are found to be at fault for a collision, you will likely have to pay for any damages that were caused. This includes damage to both vehicles as well as any injuries that were sustained by the people involved. You may also face criminal charges, depending on the severity of the collision.

What is the impact of an at-fault accident on my insurance?

If you are found to be at fault for a collision, your insurance rates will likely go up. You may also lose your insurance coverage entirely if the collision is serious enough.

Can I be covered in an at-fault accident?

Even if you are found to be at fault for a collision, you may still be covered by your insurance policy. This is typically referred to as collision coverage. Collision coverage will pay for the repairs to your vehicle, regardless of who is at fault.

What if I'm the passenger in the at-fault vehicle?

If you are the passenger in the at-fault vehicle, you may still be able to recover damages from the collision. This is typically done through the at-fault driver's insurance policy.  If you have been involved in a collision, it is important to speak with a personal injury lawyer right away. They can help you understand your rights and options.



At-fault accidents can be complex, and it's important to understand your rights and options if you've been involved in one. If you've been injured, speak to a personal injury lawyer to learn more about your options.